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State Farm® Insurance Agent - Dayton, OH

Steve Reed

Steven Reed Insurance Agcy Inc

ChFC®, CLU®

8600 N. Main Street
Suite A
Dayton, OH 45415-3457
Just south of Miami Valley North Hospital on North Main Street in Clayton Ohio
(937) 277-0000
State Farm® Insurance Agent - Dayton, OH

Steve Reed

Steven Reed Insurance Agcy Inc

Designations for Steve Reed

ChFC®
CLU®

About me

Meet Steve—Local RedHawk, Insurance Guy, and Occasional Cat Sidekick

I was born and raised just around the corner in New Carlisle, Ohio—a hometown guy through and through. I graduated from Tecumseh High School in ’81, then headed to Miami University, where I joined the RedHawk family with the Class of ’85. My State Farm adventure began in March 1986, and nearly four decades later, I’m still having a blast helping people make GREAT DECISIONS. These days, our team is happy to welcome customers at both our Dayton and Vandalia locations.

At home, my wife, Paula, and I have two amazing grown kids, a fantastic son-in-law, and one grand dog who’s pretty sure he’s the head of the family. Then there’s Matteus, our large and highly opinionated house cat. Let’s just say the rest of us live in his house.

Faith and community are close to our hearts, and the Miami Valley has been home for more than 60 years. After that long, we’ve picked up a few local stories—and maybe earned honorary “local legend” status!

What gets me out of bed?

Helping people make GREAT DECISIONS. Whether you stop by in Dayton or Vandalia, you’ll find a friendly team ready to listen, share our experience, and help you explore your insurance and financial services options. We’re big believers in lasting relationships, genuine care, and being in your corner—because great decisions always start with a good conversation.

The values behind our team

  • Work-Life Balance: There’s more to life than a to-do list.

  • Difference Maker: We’re here to help—and hopefully make someone’s day a little better, too.

  • Growth Mindset: Keep learning, keep improving, keep asking good questions.

  • Optimistic Spirit: A little sunshine goes a long way.

  • Highest Integrity: Do the right thing, even when no one’s watching.

Come say hi at our Dayton or Vandalia office! We’d love to meet you, help with your next great decision, and—if you’re lucky—share a Matteus story. He provides us with plenty of material.

Office Info

Location

8600 N. Main Street
Suite A
Dayton, OH 45415-3457
  • Just south of Miami Valley North Hospital on North Main Street in Clayton Ohio
  • Parking: In front of building
Map & Directions

Get a quote today

Office Info

Location

8600 N. Main Street
Suite A
Dayton, OH 45415-3457
  • Just south of Miami Valley North Hospital on North Main Street in Clayton Ohio
  • Parking: In front of building
Map & Directions

Insurance and Financial products offered

Call us 24/7 at (937) 277-0000

Our mission

At our agency, making GREAT decisions isn’t just a goal — it’s our superpower! With 80+ years of combined State Farm know-how, we’re here to help you tackle your insurance and financial needs with confidence and a smile. Life throws curve balls — we help you catch them, bounce back stronger, and chase those big dreams like a pro.

Need more reasons to stop by?

  • A fresh cup of coffee that’s basically a hug in a mug

  • Delicious treats — sometimes gluten-free because we care about your tummy!

  • Our legendary sense of humor — laughter is always great medicine

Whatever your reason, come experience service that feels like a warm welcome and a high-five all rolled into one.

Our Vibe (aka values):

  • Work/Life Balance: Life’s a juggling act, and we’re here to help you keep all the balls in the air.

  • Difference Maker: We don’t just serve, we uplift — every single time.

  • Growth Mindset: Stuck in a rut? Not us! We’re always leveling up.

  • Optimistic Spirit: Spreading good vibes like confetti.

  • Highest Integrity: Because doing what is right is everything — no exceptions.

Pop in and see how great decisions, great coffee, and great people come together. We can’t wait to meet you!

Why Choose Us

With a journey spanning nearly four decades right here in the Miami Valley, where I was born and raised, my team and I are driven by a simple, clear purpose: to guide you toward sound choices that truly serve your needs. We believe in building lasting relationships, offering genuine care, and sharing our experience because we see our role as more than just a service – we're here to uplift those we work with. This commitment is founded on a core belief in doing what is right, always learning to provide evolving guidance, and approaching every interaction with a positive, open spirit. When you connect with us, you can expect a welcoming, down-to-earth conversation, and we might even swap a story or two.

Our team

With over 80years of combined State Farm wisdom (and plenty of coffee-fueled brainstorming sessions), we’re here to help you make GREAT DECISIONS—no crystal ball required. Whether it’s insurance or finances, we’ve got the know-how to keep you covered and your wallet happy.

What makes us tick? Glad you asked:

  • Work/Life Balance: Because nobody looks cool stressing out 24/7. We work hard, but we also know when it’s time to Netflix and chill.

  • Difference Maker: We don’t just help — we aim to sprinkle a little extra awesome on every relationship.

  • Growth Mindset: Always learning, always growing — just like your favorite houseplant (but way less needy).

  • Optimistic Spirit: We bring the sunshine, even on rainy days. (Umbrella not included.)

  • Highest Integrity: We do the right thing, every time. No sneaky stuff, just good old-fashioned honesty.

Come hang out with us — we are committed to great advice, a few laughs, and maybe even a cookie or two.

Meet the team

Meet Steve—Local RedHawk, Insurance Guy, and Occasional Cat Sidekick

I was born and raised just around the corner in New Carlisle, Ohio—a hometown guy through and through. I graduated from Tecumseh High School in ’81, then headed to Miami University, where I joined the RedHawk family with the Class of ’85. My State Farm adventure began in March 1986, and nearly four decades later, I’m still having a blast helping people make GREAT DECISIONS. These days, our team is happy to welcome customers at both our Dayton and Vandalia locations.

At home, my wife, Paula, and I have two amazing grown kids, a fantastic son-in-law, and one grand dog who’s pretty sure he’s the head of the family. Then there’s Matteus, our large and highly opinionated house cat. Let’s just say the rest of us live in his house.

Faith and community are close to our hearts, and the Miami Valley has been home for more than 60 years. After that long, we’ve picked up a few local stories—and maybe earned honorary “local legend” status!

What gets me out of bed?

Helping people make GREAT DECISIONS. Whether you stop by in Dayton or Vandalia, you’ll find a friendly team ready to listen, share our experience, and help you explore your insurance and financial services options. We’re big believers in lasting relationships, genuine care, and being in your corner—because great decisions always start with a good conversation.

The values behind our team

  • Work-Life Balance: There’s more to life than a to-do list.

  • Difference Maker: We’re here to help—and hopefully make someone’s day a little better, too.

  • Growth Mindset: Keep learning, keep improving, keep asking good questions.

  • Optimistic Spirit: A little sunshine goes a long way.

  • Highest Integrity: Do the right thing, even when no one’s watching.

Come say hi at our Dayton or Vandalia office! We’d love to meet you, help with your next great decision, and—if you’re lucky—share a Matteus story. He provides us with plenty of material.

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